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Don't consolidate your debt, negotiate your debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Settle debts for pennies on the dollar. We guarantee results or you pay us nothing. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our fee is a small percentage of the amount we save you. Don't consolidate your debt, negotiate your debt. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. We guarantee results or you pay us nothing. Just having objective third party intervention can set the tone for amiable resolution. If creditors have your number, you should have ours. 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